Where to Get the Best Hilton Head Island Mortgage Rates on an ARM

If you’re interested in buying a home, but traditional fixed rate mortgages don’t impress you, try looking at an adjustable rate mortgage instead. ARMs function differently than fixed home loans, and right now, you could find an exceptionally competitive interest rate on one.

We’ve listed the very best Hilton Head Island mortgage rates available for adjustable rate mortgages in the area. Find out where you can get your hands on a great rate in your city.

Best Hilton Head Island, SC ARM Rates

Whether you bank with a conventional financial institution, a credit union or are thinking about financing online, there are a multitude of options available:

Best Hilton Head Island Mortgage Rates: 3/1 ARM

• Wachovia Bank, National Association: 3.13%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• Branch Banking & Trust Company: 3.25%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 3.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Top Mortgage Rates in Hilton Head Island: 5/1 ARM

• Wachovia Bank, National Association: 2.25%
• • Orig. Fees: 1%
  • Points: 0.88
  • Caps: 2% per Adjustment Period


• Bank of America, National Association: 2.63%
• • No Orig. Fees
  • Points: 1.13
  • Caps: 2% per Adjustment Period


• First Citizens Bank & Trust Company, Inc: 2.63%
• • Orig. Fees: 1%
  • Points: 0
  • Caps: 2% per Adjustment Period


• SunTrust Bank: 2.63%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period


• TD Bank, National Association: 2.88%
• • No Orig. Fees
  • Points: 0
  • Caps: 2% per Adjustment Period

Ensure you verify these interest rates with the lender before you apply. Interest rates are accurate as of 10/15/11, but are subject to change at any time. Further, you may be subject to additional requirements or credit approval in order to obtain the lowest advertised Hilton Head Island mortgage rate.