Compare the Best Local Rates

Best Hilton Head Island CD Rates in January 2012

Now that it’s 2012, it’s a good chance to scrutinize your financial situation and discover ways to improve them. Have you taken a closer look at your bank accounts lately? An improvement you can make right off the bat is transferring your money to a higher yield account. Hilton Head Island CD rates are competitive among the top local financial institutions, so find out if there’s a bank or credit union close by offering a great rate.

Hilton Head Island CD Rates Vs. Savings Rates

One of the biggest advantages of choosing Hilton Head Island CD rates over conventional interest rates on savings accounts is that they’re usually a lot better. This is especially true when it comes to CDs with longer terms. If you don’t need access to savings for some time, a certificate of deposit is the higher-earning option.

Highest CD Rates in Hilton Head Island

6-Month CD Rates

  • CoastalStates Bank: 1.15%
  • Community FirstBank of Charleston: 0.6%
  • Georgia Heritage Credit Union: 0.5%

12-Month CD Rates

  • CoastalStates Bank: 1.35%
  • Georgia Heritage Credit Union: 0.75%
  • Community FirstBank of Charleston: 0.75%

24-Month CD Rates

  • CoastalStates Bank: 1.5%
  • Community FirstBank of Charleston: 1.25%
  • Georgia Heritage Credit Union: 1%

Please be aware that the featured Hilton Head Island CD rates are accurate as of January 23, 2012, but could change in the future at the discretion of the bank or credit union. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. You can find the most current interest rates on our Hilton Head Island CD Rates page.